WHY REAL ESTATE INVESTING IS A PATH TO
TIME AND LIFESTYLE FREEDOM
Do you wish you were able to travel more, spend quality time with loved ones or care for ageing parents? Do you want to set your children on the path to independence through further education, or perhaps look to contribute to causes you care about?
Many people, including professionals, employees and the self-employed have discovered the best way to enjoy time and lifestyle freedom is through real estate investing. It can be the foundation for not only long-term wealth but also a source of consistent income for today. The good news is that it is possible for anyone, including you.
With the right approach, real estate investing can help you successfully reach your financial and life goals faster and easier, without the hassle. It’s also a great way to diversify your investments and create generational wealth.
4 MAIN ways that a profit is earned in real estate
WE SPECIALIZE IN RESIDENTIAL REAL ESTATE
MARKET APPRECIATION
FORCED APPRECIATION
MORTGAGE PRINCIPLE PAYDOWN
CASH FLOW
The difference between the rental revenue and all expenses, including the mortgage payments is the cash flow which is a source of income to our investors earned in cash flow.
Here are some typical residential properties
that we include in our portfolio
8 units rowhouse development in calgary
3 units infill in edmonton
8 units townhouse development in inner city
8 units rowhouse development in calgary
2 unit cash flowing single family home edmonton
COMMON RESIDENTIAL PROPERTY CATEGORIES TO INVEST IN
SINGLE FAMILY HOMES
Single family homes and town houses are not ideal for income properties because often the monthly rental income generated is not enough to pay the monthly expenses.
DUPLEX OR SECONDARY SUITED HOUSE
Duplexes or second suite homes have 2 legal units within one building and are an excellent investment option. If purchased correctly, they can pay you monthly positive cash flow. When you’re ready to sell, they are highly sought after and have a larger demand for resell.
TRI-PLEX
4-5 UNIT ROW HOUSES
Triplexes, four-plex and row house properties have 3-5 units in one building. They are a great investment choice because these can generate more monthly income than the smaller buildings but the expenses to generate the income is spread over the number of units resulting in better cashflow.
MULTI-FAMILY
These properties can have 6 to 100’s of units. These are typically purchased by a group of investors. This allows investors to get into real estate and reap it’s benefits without having to personally qualify for the mortgage and can benefit from economies of scale by renting and operating a multi-family building.
INVESTMENTS THAT MEET YOUR TIME HORIZON GOALS
At TruCapital it is important to us that we provide the right investment opportunities that suit each of our investors individually. As such, we offer investments that fall into three expected time horizon categories. Within each of those, we have defined investing strategies that meet that time horizon but offer a different solution to a particular situation.
Short Term Investments
This strategy is ideal for a shorter investment time horizon which involves the acquisition of properties that are undervalued due to the current condition in comparison to others in the neighborhood. Our team then plans and executes strategic renovations that are sure to attract buyers. The increase in perceived and market value delivers a healthy ROI to our Investors.
Investments that fall in this category are typically fix and flips. Participation on this projects can be with equity or through private lending.
Medium Term Investments
The best investments that fall in this category are re-developments or improve and refinance projects.
The key to re-development is identifying the ideal investment which is dependant on location and current condition of the property. It requires a fair amount of due diligence and consistent project management to keep the project on time and on budget.
Longer Term Investments
This strategy involves buying a single family home or apartment and then holding it for a longer term.
With a high cashflow that is generated monthly and the benefits of the mortgage being paid down over the longer term, it will generate income and equity for our investors, growing their net worth.
We typically couple this strategy with a renovation so that we can add instant equity to the property and ensure a higher rental revenue (and therefore income) for our investors.
Ways you can invest with us in real estate
Our goal at TruCapital is to give our investors options to protect and grow their money in a way that does not add to the busy-ness and stress of their everyday lives. The following are ways you can invest with us without any of the hassles normally associated with real estate.
Invest to own a part of a larger project or property and the gains are then shared pro rata per your ownership percentage. This allows investors to get into real estate investing with a lower amount that might not otherwise be possible.
If you believe in the safety of real estate investing and being backed by a hard asset, you can also invest by loaning your funds for a set period of time and get regular interest income through the use of registered as well as non-registered funds.
Look at some of our latest projects and past property portfolio here – Current Projects
If you would like understand more about how we use real estate to help people live the life they truly want, fill out the form below and we will be in contact!