Frequently Asked Questions
Whether you’re new to real estate or looking to grow your portfolio, we’ve compiled the most common questions from our investors, along with straightforward answers you can trust. From understanding our investment process to learning how we protect your capital, you’ll find everything you need to make confident, informed decisions here.
What is the difference between active and passive real estate investing?
Active investors manage properties, deals, and teams themselves. Passive investors—like our clients—leverage our expertise, systems, and vetted deals without the day-to-day responsibilities.
Who is ideal for investing through TruCapital?
Our clients are busy professionals or families seeking generational wealth through real estate—without the hassle of hands-on property management or deal sourcing. Our system empowers you to invest with confidence, at your own pace.
Do I need to be an accredited investor to work with TruCapital?
Not always. Some of our offerings are open to non-accredited investors. During our initial consultation, we clarify which investment structures are suitable based on your qualifications and goals.
Can I invest using my RRSP, TFSA, or other registered funds in Canada?
Yes. We work with self-directed account custodians to help you invest using RRSPs, TFSAs, and other eligible accounts in compliant structures—maximizing your tax-advantaged capital growth.
What are the typical obstacles in real estate capital raising?
- Finding trusted partners with aligned values and proven track record
- Understanding legal and financial structures (e.g., joint venture agreements, private lending terms)
- Estimating accurate returns and managing risk analysis
- Meeting regulatory and due diligence requirements
- Accessing deals typically reserved for institutional investors
Trucapital’s offerings address all of these obstacles to make investing stress-free and provide our clients with the peace of mind that their hard-earned capital is growing.
How does TruCapital help overcome these capital raising challenges?
At TruCapital, we guide investors personally through each step—from setting up appropriate legal structures to validating projected returns through our conservative financial modeling. We prioritize transparency and education every step of the way.
What makes TruCapital different from other real estate investment firms?
We focus on educating and empowering our clients. We offer private lending and JV opportunities, conduct thorough due diligence, and put family legacy and long-term wealth first—not just short-term returns.
What legal structures are used for raising capital in real estate investments?
- Private lender arrangements (registered and non-registered funds)
- Joint venture partnerships allowing investors to co-own projects
Our coaching and consulting services fully explain the pros and cons of each option so you choose what best supports your goals.
How does private lending work in real estate?
Private lending allows you to earn predictable interest income by funding real estate projects as a lender, not an owner. You earn passive income backed by real property—ideal for RRSPs, TFSAs, or excess capital.
What types of properties do you focus on?
We focus on multifamily buildings, townhouse developments, and value-add residential properties in strong-growth markets like Calgary and Edmonton. Our criteria prioritize stability, upside potential, and long-term tenant demand.
What are the benefits of investing in value-add real estate versus turnkey properties?
Value-add projects allow investors to build equity through strategic renovations and operational improvements, creating stronger long-term returns than stabilized, turnkey assets. TruCapital specializes in unlocking hidden value in underperforming properties.
How does TruCapital handle financial and market due diligence?
We conduct thorough market analysis, assess local economic fundamentals, and use rigorous financial evaluations with conservative assumptions. Our system filters in only the best investment projects with solid value-add potential and cash-flow upside.
What kind of returns can I expect from TruCapital projects?
Returns vary by deal, but we target double-digit annualized returns through a combination of cash flow, equity growth, and value-add strategies. We never overpromise—we provide conservative, data-backed projections.
How are returns calculated, and how transparent is the performance tracking?
We project outcomes over 3 to 10-year horizons, including cash flow, appreciation, and equity. Every client receives detailed regular performance reporting and has robust insight into how the return targets are achieved.
How often will I receive updates on my investment?
We send quarterly updates on development projects that include financials, project milestones, and construction progress and once stabilized we provide an annual report. We are also available to answer questions from our clients throughout the year. We believe transparency is key to investor peace of mind.
How do you ensure investor alignment and avoid conflict of interest?
We structure deals with win-win outcomes, thoroughly explaining how fees, returns, and risk are managed. Our philosophy emphasizes integrity, alignment, and clear communication from start to finish.
Can I visit or inspect the properties I invest in?
Yes, for most projects. Many of our investors are local or travel to see firsthand how their capital is being put to work—especially on ground-up developments and value-add renovations.
How long is the typical holding period for your investments?
Our projects usually target a 3–7 year holding period, depending on the strategy and market conditions. We focus on maximizing return while minimizing exposure to volatility.
What is the minimum capital requirement for investing with TruCapital?
Capital requirements vary by project. During your free investment consultation, we define the amount based on project type, expected return, and your comfort level.
What if I’m new to real estate investing—do I need prior experience?
Not at all. We design every investment journey to be welcoming and transparent. Our coaching, education, and supportive team walk you through even the most complicated elements of capital raising and project management.
How do I get started with TruCapital?
Book a free strategy call via our contact page. We’ll discuss your goals, explain our current opportunities, and walk you through the onboarding and capital deployment process.